htl3yearWe’ve Got You Covered!

When you secure your home loan with Hometown Lenders, you are automatically protected by the “HTL 3 Year Guarantee ©”.

If mortgage interest rates drop within the first three years of funding your loan, Hometown Lenders will refinance you at the lower rate, without an origination point or an appraisal fee!

Now you can stop throwing money away every month waiting for the “perfect” rate and start saving thousands today!

When you secure your home loan with Hometown Lenders, you are automatically protected by the “HTL 3 Year Guarantee©”. If mortgage interest rates drop within the first three years of funding your loan, Hometown Lenders will refinance you at the lower rate, without an origination point or an appraisal fee cost! Now you can stop throwing money away every month waiting for the “perfect” rate and start saving thousands today!

 

1. Refinancing within the 36 month period is conditional on whether the program type or applicable state/federal laws contain “seasoning” restrictions that would make refinancing during a specific period illegal. For example, waiting until after the 6th month, but before the 36th month may be required. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There may be a full appraisal of your home when the new refinance is requested and the value at that time must be acceptable for the program and loan terms you request. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested, and will be quoted the interest rates in effect at the time of your next refinance.